Excellect Benefits

Everyone Benefits

The smart way to support your people – and your business.

At Excellect, we help UK businesses build better benefit packages — with no fees, no pressure, and whole-of-market access. As a fee-free employee benefits consultancy and group insurance broker, we work with HR teams, accountants, and business owners to protect staff, improve retention, and deliver meaningful wellbeing support. Whether you’re reviewing your cover or starting from scratch, we make benefits simple, strategic, and surprisingly cost-effective.

Excellect Benefits Wheel

Private Medical Insurance (PMI)

Health Cash Plans
(HCP)

Employee Assistance Programme (EAP)

Group Life Assurance
(GLA)

Group Income Protection
(GIP)

Group Critical Illness
(GCI)

Group
Dental Cover

Business Travel
Insurance

Salary Sacrifice
Car Scheme

Cycle To Work
Scheme

Technology Salary Sacrifice Scheme

Health
Assessments

At Excellect, we go beyond core benefits to support your business wherever it needs us most. From flexible benefits platforms and TUPE or restructure guidance, to access to trusted partners for HR support, financial wellbeing, and estate planning – we’re here to help.
We can also facilitate access to wellbeing extras such as allergy and food intolerance testing, gym memberships, and holiday discounts, helping you offer more value and choice to your team in a way that fits your budget and goals.

More Than Just an Insurance Broker

At Excellect, we don’t just find you cover and disappear. We stay with you – reviewing your options, handling the admin, and making sure your scheme keeps working for your business and your people.

As a whole-of-market, FCA-regulated broker, we offer fee-free advice, complete scheme management, and annual market reviews to ensure you’re always getting the right deal.

We bring all your group insurance and employee benefits under one roof – making it easier to manage, easier to explain to your team, and easier to trust that nothing’s being missed.

Excellect Employee Benefits & Group Insurance Broker Team

Trusted by businesses across the UK

Whether you’re a growing SME, an established company, or an advisor acting on behalf of clients, we make employee benefits work harder – without making your life harder.

  • HR professionals looking for simple, scalable solutions

  • Finance teams wanting cost-effective cover with no surprises

  • IFAs and accountants seeking a trusted referral partner

  • Business owners who just want to do the right thing for their people

Here’s what our clients say about working with us…

We’re proud to have over 50 five-star reviews on Google and counting.
Here are just a few comments from the businesses and individuals we’ve supported.

👉 Read all our Google reviews here ›

50 5 Star Google Reviews

Excellect were recommended to me and I am passing on the favour. I can’t recommend them highly enough. They are super friendly, helpful and responsive. They listen to you needs and give you a range of options to choose from. All at NO COST to the employer. What could be better than that?! Our employees have benefited so much from the services that they have recommended. Simply brilliant.

I recently worked with Excellect, and I couldn’t be more impressed. They truly listened to my requirements and provided excellent, tailored advice.
Their communication was outstanding throughout the entire process.
I highly recommend using their services!
Thank you Excellect!!

Excellect are very attentive in sourcing our company the best suppliers of the products and services we require to our benefits portfolio.
The team have always answered any queries and actioned any requests timeously and in a polite and courteous manner.
We are very pleased with the professional service offered by Excellect.

Access to the Providers You Know and Trust…

As a whole-of-market broker, we’re not tied to any one insurer or platform.
That means we can recommend what’s right for your business – not just what suits us.

We work with all major UK insurers and benefit providers, including:

MetLife
Aviva
Vitality
Axa
Bupa
Legal & General
WPA
Canada Life
Unum
Simply Health
Medicash
Healthshield

And many more — all reviewed with your needs in mind.

Frequently Asked Questions

We’re always happy to explain things on a call but here are a few answers to common questions our clients ask when getting started:

Do you charge for your service?

No – we’re completely fee-free. We’re paid by the providers, not by you. Our goal is always to recommend what’s right for you, not what pays more.

Do you only work with certain providers?

No – we’re a whole-of-market broker. That means we can access the full range of providers to find the most suitable solution for your business.

Will you help with the admin?

Yes. From setup to renewal to provider communication, we manage the admin so you don’t have to.

Can you help with smaller schemes?

Absolutely. We work with businesses of all sizes – from 2/3 people to hundreds of employees – and tailor solutions to your needs.

What if I already have cover in place?

That’s fine! We can review what you’ve got, check for improvements or savings, and support your next renewal.

Are you regulated?

Yes. Excellect is FCA-authorised and regulated to give advice on insurance and employee benefit products.

What if I have no idea where to start?

That’s exactly what we’re here for. Book a call and we’ll guide you through it – no pressure, no jargon, no obligation.

Excellect Benefits Contact us

Let’s make your benefits work better.

Whether you’re reviewing your benefits, exploring something new, or just want some straight-talking advice – we’re ready when you are.

Contact us today.